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Explore our "Patent-Pending" backend and Meta-Network.
DownloadSocialPay™ has built a “Patent-Pending” custom banking backend to handle a multitude of transactions including P2P, Bill Pay, merchant payments, and micro loans. Our custom backend is powered by Fiserv and WorldPay to provide first class banking security, speed, processing, account management, and disbursements.
Our backend enables any two rails to transact instantly and securely allowing us to not only process ACH or Debt transactions but also P2P network and mobile wallets.
The platform is backed by world class partners which include Fiserv and WorldPay who power our processing, ACH transactions, KYC, security, accounts, compliance and support.
Payments | Interoperability | Disbursements | P2P transactions | Lending | Deposits | Bill Pay | Payroll Processing
SocialPay™ offers users micro loans for when things are tight through it's proprietary service - NeverLate™. Simply qualify, request your loan, choose your terms (15, 60 or 90 days) and rest easy knowing SocialPay™ has you covered!
We allow your customers to purchase goods/services as easily as they send funds to their friends. SocialPay™'s payment engine allows a seamless, intuitive and quick checkout experience. We also safeguard all the data so you can focus on selling more products.
Use your SocialPay™ Balance, bank account, debit/credit card to pay for goods and services. Don't keep reaching for your credit card each time you make a purchase. Connect to merchants using your SocialPay™ account and pay for your receive products/services. SocialPay™ helps you keep track of all your transactions and records of all your purchases.
SocialPay™ provides the financial rails and operational guidance needed to help companies customize their products fast and securely. SocialPay™ understands the needs, expectations, timing and constraints of the fintech market and we are uniquely equipped to securely execute transactions across any vertical.
SocialPay™ enables our Members to be able to send and receive money from any of their friends, family, co-workers, contractors, and more no matter what system / network they currently use.
SocialPay™ also does this instantly, securely and seamlessly with our “Patent-Pending” backend which connects all these different rails together, creating a unique interchange system for our members and partners.
Allow your customers to purchase goods/services as easily as they send funds to their friends. SocialPay's payment engine allows a seamless, intuitive and quick checkout experience. We also safeguard all the data so you can focus on selling more products.
To preserve and protect our all-important Credit Ratings, NeverLate™ service offers each Member an inexpensive, accessible limited Line of Credit to fund and resolve most unexpected expenses for Home, Auto, Healthcare or personal matters.
NeverLate™ will help a society that is unpredictable and unprepared for emergencies or unanticipated costs.
Through our Development and Distribution Partners in Retailing, Social Media, Real Estate, and Telecommunications SocialPay™ will offer all their users and customers our Members’ Only, white-labeled, FDIC-Insured Round-Up™ Savings Account which the owner funds with regular deposits by “rounding up” an optional dollar amount or percentage to each one of their payments.
SocialPay™ has built a flexible Global API that is able to integrate, via white label, into any partner backend. Our API will help in various ways depending on what our partner needs.
Powering this API is our “Patent-Pending” custom banking backend to handle a multitude of transactions including P2P, Bill Pay, merchant payments, and micro loans. Our custom backend is powered by Fiserv and WorldPay to provide first class banking security, speed, processing, account management, and disbursements.
Our backend enables any two rails to transact instantly and securely allowing us to not only process ACH or Debt transactions but also P2P network and mobile wallets.
SocialPay™ is a digital payments platform that enables companies to transact, process, lend, and manage transactions compliantly, securely and instantly across any vertical. SocialPay™ understands the needs, expectations, timing and constraints of the fintech market and we are uniquely equipped to securely execute transactions across any vertical.
We provide the financial rails and operational guidance needed to help companies customize their product faster and more securely than other platforms. This is done with our “Patent-Pending” custom-built backend which is white labeled through our Global API.
To enable faster, more secure mobile / centralized banking allowing for interoperability by creating a meta-network.
We pride ourselves with being able to tackle any problem or product. Get in Contact Today!